While cigarette manufacturers' ads avoided the personal harm to come from smoking, Allstate insurance wasn't averse to using cigarettes as a tool of distracted driving in this 1940 advertisement, whose story tells of a driver rummaging in his pocket for a light only to run down a little girl
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So the damage is ultimately covered by the liability insurance of the person responsible for the fire
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Furthermore, pathological changes in the lungs have been observed, resembling those found in human chronic bronchitis and emphysema, such as alveolar destruction, enlargement, and disruption of parenchymal tissue adjacent to the respiratory bronchioles 52